


|
Deposit Rates
Deposit Rates and Terms
May 16, 2013
*FDIC Insured*
(rates subject to change without notice)
Account
Type
CD |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
Early
Withdrawal Penalty |
| 91-Day |
$1,000.00 |
0.10% |
0.10% |
All Interest |
| 182-Day |
$1,000.00 |
0.15% |
0.15% |
3 Months
Interest |
| 1-Year |
$1,000.00 |
0.30% |
0.30% |
3 Months
Interest |
| 18-Month |
$1,000.00 |
0.35% |
0.35% |
6 Months
Interest |
| 2-Year |
$1,000.00 |
0.50% |
0.50% |
6 Months
Interest |
| 30-Month |
$1,000.00 |
0.55% |
0.55% |
6 Months
Interest |
| 3-Year |
$1,000.00 |
0.70% |
0.70% |
6 Months Interest |
| 4-Year |
$1,000.00 |
0.95% |
0.95% |
6 Months
Interest |
| 5-Year |
$1,000.00 |
1.05% |
1.05% |
6 Months
Interest |
| 6-Year |
$1,000.00 |
1.20% |
1.21% |
6 Months
Interest |
| 8-Year |
$1,000.00 |
1.60% |
1.61% |
6 Months
Interest |
(rates subject to change without notice)
IRA
CERTIFICATES
|
Same
as
Maturities/Rates/Penalties
listed above
|
(rates subject to change without notice)
|
Special Offer CD |
Minimum
to Open Account |
Interest Rate |
Annual
Percentage Yield |
Early
Withdrawal Penalty |
| 14 Month |
$1,000.00 |
0.40% |
0.40% |
3 Months
Interest |
| 25 Month |
$1,000.00 |
0.60% |
0.60% |
6 Months
Interest |
| 32 Month |
$1,000.00 |
0.65% |
0.65% |
6 Months
Interest |
| 39 Month |
$1,000.00 |
0.85% |
0.85% |
6 Months
Interest |
(rates subject to change without notice)
Account
Type
Mini-Jumbo CD |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
Early
Withdrawal Penalty |
| 6 Month |
$50,000.00 |
0.30% |
0.30% |
3 Months
Interest |
| 1 Year |
$50,000.00 |
0.45% |
0.45% |
3 Months
Interest |
| 18 Month |
$50,000.00 |
0.50% |
0.50% |
6 Months
Interest |
| 2 Year |
$50,000.00 |
0.55% |
0.55% |
6 Months
Interest |
| 30 Month |
$50,000.00 |
0.70% |
0.70% |
6 Months
Interest |
(rates subject to change without notice)
Account
Type
Jumbo CD |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
Early
Withdrawal Penalty |
| 6 Month |
$100,000.00 |
0.40% |
0.40% |
3 Months
Interest |
| 1 Year |
$100,000.00 |
0.70% |
0.70% |
3 Months
Interest |
| 18 Month |
$100,000.00 |
0.70% |
0.70% |
6 Months
Interest |
| 2 Year |
$100,000.00 |
0.80% |
0.80% |
6 Months
Interest |
| 30 Month |
$100,000.00 |
0.85% |
0.85% |
6 Months
Interest |
(rates subject to change without notice)
Account
Type
Premiere CD |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
Early
Withdrawal Penalty |
| 6 Month |
$250,000.00 |
0.50% |
0.50% |
3 Months
Interest |
| 1 Year |
$250,000.00 |
0.85% |
0.85% |
3 Months
Interest |
| 18 Month |
$250,000.00 |
0.85% |
0.85% |
6 Months
Interest |
| 2 Year |
$250,000.00 |
0.90% |
0.90% |
6 Months
Interest |
| 30 Month |
$250,000.00 |
0.95% |
0.95% |
6 Months
Interest |
Account
Type
MMDA** |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
* |
| $2,500
& Over |
$2,500.00 |
0.15% |
0.15% |
* |
| $.01 to
$2,499.99 |
|
0.10% |
0.10% |
* |
*FEES MAY REDUCE EARNINGS
**Rates are subject to change, at First Federals
Discretion, at any time after the account is opened
| Account
Type |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
|
| NOW Account** |
$100.00 |
0.05% |
0.05% |
* |
| Passbook
Savings** |
$10.00 |
0.05% |
0.05% |
* |
| Senior
Checking** |
$10.00 |
0.05% |
0.05% |
* |
*FEES MAY REDUCE EARNINGS
**Rates are subject to change, at First Federals
Discretion, at any time after the account is opened
| TIER |
First Federal Money
Fund** |
| Daily
Average Balance |
Minimum
to Open Account |
Interest
Rate |
Annual
Percentage Yield |
Compound
Frequency |
* |
| 1 |
$50,000.00
& Over |
$10,000.00 |
0.30% |
0.30% |
Daily Balance
Interest |
* |
| 2 |
$25,000.00
- $49.999.99 |
$10,000.00 |
0.25% |
0.25% |
Daily Balance
Interest |
* |
| 3 |
$10,000.00
- $24,999.99 |
$10,000.00 |
0.20% |
0.20% |
Daily Balance
Interest |
* |
| 4 |
Below $10,000.00 |
$10,000.00 |
0.15% |
0.15% |
Daily Balance
Interest |
* |
*FEES MAY REDUCE EARNINGS
**Rates are subject to change, at First Federals
Discretion, at any time after the account is opened
|
We are a proud
member of:

Indiana Bankers Association
|
|
Attention: Links to non-First Federal
web sites contained in this site are offered only as pointers to sources
of information on subjects that may be of interest to users of our web
site, and First Federal is not responsible for the content of such sites
as we have no control over what is displayed there. First Federal does
not guarantee authenticity of documents at such sites and links to non-First
Federal sites do not imply any endorsement or responsibility for the ideas,
opinions, information, products, or services offered at such sites. Use
of links to a non-First Federal is solely at the user's own risk.
|